What Are The Financial Benefits of Getting A Funeral Plan?

By: Melissa Descant
Friday, August 16, 2019

Funeral homes and their directors tend to be an afterthought to the general public. Many people do not think about the services provided by them until they need them. Unfortunately, that means they do not realize how overwhelming and tedious planning a funeral can be until they are in the middle of it all. The process can be made even more stressful in a time of grieving. The funeral director’s job is to alleviate this stress and aid in managing the process for a client so they can focus on what is really important at that moment; remembering their loved one. But what most people do not know about their local funeral home is that they offer so much more than burial and cremation services. They actually offer a way to simplify the entire process before you are right in the middle of it all.

Preplanning services are exactly what they sound like. They allow for a person to plan out their own funeral arrangements prior to their death and they are offered by most funeral homes. You can find a location that offers this type of service by searching for a “funeral home near me” online and exploring the different options each one has available. It may seem morbid to the general public to think so deeply about your own death before it even happens, but the truth is that it is a very selfless way to ensure everything is taken care of after you are gone. This benefits not only you, by giving you a say in the way you care for post-mortem, but also your family, allowing them to focus on grieving while confidently knowing all of your wishes are being met just how you would want them to be.

Choosing the funeral home that you feel best meets your needs is a great start to preplanning your funeral arrangements. While you can plan things on your own, seeking the assistance of a licensed funeral director creates reassurance that things are being handled legally and thoroughly. A funeral home working with you in the pre-planning process will provide you with a binding contract that will ensure the services you have chosen for yourself will be upheld when you are gone. This contract will clarify your rights and obligations and will also explain what your wishes are to your loved ones, whether you choose cremation or burial.

Funeral pre planning services offer excellent financial benefits to you and your family. Often times an unexpected burden to families, the cost of planning and arranging a funeral can be heavy to handle all at once. An available, but not obligatory, part of preplanning is pre-funding. Prefunding allows for a family or individual to pay for a service in advance, alleviating the sum of final funeral expenses. Typically, pre-funding has several options associated with it. You may be able to make payments at your own discretion, accumulating into a down payment on your funeral services. Additionally, you can lock your payments into a recurring plan with the intent to pay the full balance prior to the funeral service. Many funeral homes who offer pre-funding options will include a clause in their contracts that promises the prices you have been given and have paid for at the time of preplanning will remain the same regardless of general fluctuation of prices. This ensures no additional fees will have to be paid after the service and guarantees your wants and needs will be enacted without worry. Whether you fund a down payment or pay off the services in full, preplanning your funeral will give your family an idea of what the cost of your funeral will be in advance, providing peace of mind to everyone. For additional information on prepaying for your funeral visit the Federal Trade Commission's consumer page on the topic.

Preplanning is an invaluable tool to those who are wanting to make an extremely difficult time a little easier for their loved ones while taking their funeral arrangements into their own hands. It provides you the opportunity to clearly consider all of your options and simplify the situation for your survivors. The resources are available to anyone and most funeral homes are happy to discuss the process with anyone who is interested. Make the last thing you do a selfless act for your family and consider preplanning your funeral.

Leave a comment
Name*:
Email:
Comment*:
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.

Comments

Please wait

Previous Posts

The Top Five Reasons Why It Is Important to Follow Funeral Etiquette

The passing of someone special is always difficult to cope with, and funerals often bring all the related feelings out into the open. Gathering family and friends together to remember a departed pe...

What Are the Differences Between a Traditional Burial and Cremation?

The death of a loved one is a very sad and emotional time for the family. Many decisions must be made in a short time, and that can become overwhelming. Fortunately, funeral directors are available...

What Are the Essential Characteristics to Look for in a Funeral Home?

Losing a loved one is a trying time for anyone, and every person will deal with the loss in a different way. Even though it is hard to imagine your own funeral, there are ways that you are able to ...

Approaches to Help on Special Anniversaries After the Passing of a Loved One

Having a loved one pass away is a difficult experience for everyone in the family. It's hard to come to terms with the fact that your loved one will no longer be around in your life. Even though th...

How Does Funeral Insurance Work?

Throughout our lives, we purchase several types of insurance, all equally important and necessary. We need insurance for our life, health, car, and home, but have you ever considered purchasing fun...

Death Benefits and Burial Programs that Veterans Need to Know About

If you served in the military, then you are naturally entitled to veteran benefits. There are many out there, especially when it comes to death benefits and burial programs. Understanding what prog...

Ways to Help Children Cope with the Loss of a Loved One

When a loved one dies, a child can show and feel their grief and sadness in various ways. How a child copes with the loss depends on many different factors such as their age, the support they recei...

Important Documents to Have in Place as You Get Older

There are a number of important documents to have in place as you get older that will help your loved ones when your life comes to a close. Death is a part of life. Accepting that we're all on this...

What Different Types of Pre-Planning Funeral Arrangements Are Available?

When a friend or family member passes on, the responsibility can fall on you to take care of their funerary plans. Arranging the funeral of a loved one is a terribly difficult task. You could be fe...

The Role of Traditional Funeral Services in Providing Closure During the Process of Grieving

Dealing with the loss of a loved one is absolutely devastating. Whether or not the death was expected is almost beside the point. When you lose a loved one, your mind and body go through rolling wa...